Insurance
Insurance and costs
Many PPO plans cover IOP with out-of-network benefits. We check yours for free and tell you what to expect before you commit.
How the free check works.
- Your planTell us the company.
- We check itFree, by phone.
- Your costIn plain numbers, before you start.
Plans we often check.
Not a list of networks we belong to. It is where most of our clients' benefits come from.
- Aetna
- Anthem Blue Cross
- Blue Shield of California
- Cigna
- UnitedHealthcare / Optum
- Other PPO plans
PPO plans
Your plan often pays a share of out-of-network care. We find out how much.
[VERIFY] Billing model: clients pay upfront and get reimbursed, or we bill the plan.
HMO, EPO or no insurance
Usually not covered out of network. We say so honestly and walk you through self-pay.
[VERIFY] Self-pay rate or how it is quoted.
We never ask for a member ID or card photos online.
Questions
Still unsure? Call (747) 599-0059
What does out-of-network mean?
Your plan has a list of in-network providers. Many PPO plans still pay part of the cost when you see a provider outside that list. That share is your out-of-network benefit.
Do I need a referral?
Many PPO plans do not need one for out-of-network care. Our coordinator checks this as part of the free benefits check.
Do you need my member ID?
Only on the call, so we can check your plan. We never ask for it online.
What if my plan does not cover IOP?
We will tell you before you start, and walk you through self-pay or other options that might fit.
Check your options.
- Private, no sign-up
- Free insurance check
- A real person calls within 15 minutes
Prefer to talk? (747) 599-0059
Step 1 of 5 · 2 min
Who are you looking for care for?
No sign-up. Nothing is shared until you ask us to call.
Rather talk to someone? Call (747) 599-0059, answered 24/7.